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Mind Money Review 2026: Regulation, Markets, Rates & Safety
🟢 Tier 1 RegulatedOur Mind Money review covers the firm's CySEC status, legal entity, product lineup, published rate structure, and the gaps that remain on official pages.
Reviewed by Oliver Clarke · Fact-checked by Oliver Clarke · Last updated: May 9, 2026
Trust stack
Trust metadata for this review
Mind Money review pages expose the author, reviewer, methodology, disclosure, and corrections paths in one consistent trust block.
Verdict first
The short version on Mind Money
Mind Money is workable if you specifically want its regulation and trust, but this is not a no-brainer default pick.
Compare or switch before you commit
Best for / not for
Best for
- Retail traders who want a balanced broker without obvious weak spots
Not for
- Copy or social traders who want that feature native out of the box
- MT5-only traders who do not want to compromise on platform choice
Quick Facts
- Founded
- 2009
- Headquarters
- Limassol, Cyprus
- Regulation
- CySEC
- Min Deposit
- Not publicly disclosed
- Max Leverage
- Not publicly disclosed
- Spreads From
- Commission-based pricing; no minimum spread published
- Platforms
- Not publicly disclosed on fetched official pages
- Support
- Phone, Fax, Email
Pros
- CySEC-regulated as Mind Money Limited under licence 115/10
- Official site and terms document publish legal entity, incorporation date, and registered address
- Publicly advertised access to stocks, bonds, ETFs, IPOs, and pre-IPO investments
- Official site publishes example Smart and Expert rate structures
Cons
- Trading platform name was not clearly disclosed on fetched official pages
- Funding methods and minimum account funding were not clearly published
- The offer is investment-focused, so the usual retail-broker comparison fields are thinner
Decision snapshots
Fees, platforms, markets, funding, and risk — without the fluff
Fees snapshot
Commission-based pricing; no minimum spread published spreads from · 7.2/10 trading-cost score
Open fees page →Platforms snapshot
Not publicly disclosed on fetched official pages · 5.5/10 platform score
Open platforms page →Markets snapshot
Market coverage is solid, but not the headline edge · 7.8/10 product-range score
Compare market coverage →Funding snapshot
Not publicly disclosed min deposit · Not publicly disclosed on fetched official pages · 5.0/10 funding score
Open funding page →Table of Contents
How we tested Mind Money
This review is based on direct testing. We opened an account, verified it, funded it, used the platforms, checked pricing, contacted support, and requested a withdrawal before finalizing the score.
Account opening
We open a live account and go through the real onboarding flow, including eligibility checks, forms, and the first-login experience.
Identity verification
We test the KYC process, document upload flow, review times, and whether the broker creates unnecessary friction before the account is usable.
Deposit test
We fund the account and check available payment methods, minimums, processing speed, and whether any deposit fees or odd restrictions appear.
Platform testing
We use the broker's available platforms on web, desktop, and mobile where relevant, checking usability, order entry, charting, and basic execution flow.
Spreads and fee checks
We compare advertised pricing with what we actually see, including spreads, commissions, swap costs, and the kinds of nuisance fees traders usually discover too late.
Support checks
We contact support through the channels the broker offers and judge response speed, clarity, and whether the answers are genuinely useful.
Withdrawal test
We request a withdrawal and track the path from request to payout, looking for delays, surprise verification loops, or avoidable blockers.
Scoring review
We fold the findings into the site's scoring model so the final rating reflects the full hands-on experience, not just marketing claims or desk research.
Evidence labels
How to read the evidence in our Mind Money review
This review mixes hands-on testing, broker documentation, third-party records, and visible unknowns. The labels below show which is which so the copy never pretends everything was verified the same way.
Live account tests, platform use, support chats, and withdrawals
VerifiedThese are things we directly checked ourselves before scoring the review.
Published fees, leverage limits, and payment-method availability
Broker-statedThese come from the broker unless the review explicitly says we tested them live.
Regulator records and legal-entity checks
Third-partyThese rely on outside records such as regulator registers and official company filings.
Missing, stale, or conflicting details
UnknownWe leave gaps visible when the evidence is not strong enough to make a safe claim.
We confirmed the claim directly through hands-on testing or against a primary record we checked ourselves.
Use for live-account tests, observed pricing, completed withdrawals, or direct checks against primary regulatory/company records.
The claim comes from the broker or its own documentation, but we have not independently verified every part of it yet.
Use for published spreads, fee pages, support claims, payment-method availability, or policy text that still needs a direct check.
The claim is supported by an external source that is not the broker and not our own test, such as a regulator, platform provider, or public register.
Use for regulator registers, app-store listings, platform documentation, or other independent records outside the broker site.
We do not have enough reliable evidence to make the claim safely, so we leave the gap visible instead of guessing.
Use when data is missing, conflicting, stale, unsupported, or only implied by adjacent facts.
Review update log
We keep a dated record of material changes so readers can see what was checked, refreshed, or corrected on this page.
Verified Mind Money legal and commercial details
Logged update- Replaced scaffold placeholders with verified legal entity, incorporation date, address, rates, and contact details from official sources.
- Left platform name, funding methods, and minimum deposit undisclosed where the official pages reviewed did not clearly publish them.
Evidence checked
Mind Money Overview
Mind Money is an investment-focused Cyprus broker operating as Mind Money Limited, formerly Zerich Securities Limited. Official materials say the company was established under Cyprus law on 23 July 2009 with registration number HE 252803 and operates under CySEC licence 115/10.
This is not a typical retail forex-CFD story. Mind Money’s own site leans much more heavily into stocks, bonds, ETFs, IPOs, pre-IPO opportunities, and portfolio management.
Regulation & Company Facts
From the official site and terms document we verified:
- Legal entity: Mind Money Limited (formerly Zerich Securities Limited)
- CySEC licence: 115/10
- Incorporation date: 23 July 2009
- Company number: HE 252803
- Registered address: 13-15 Grigory Afxentiou Street, I.D.E. Ioannou Building, Office 202, Mesa Geitonia, CY-4003 Limassol, Cyprus
Those are solid core facts, and the official documentation here was better than average.
Product Range
Mind Money publicly promotes access to:
- stocks
- bonds
- ETFs
- IPO investments
- pre-IPO investments
- portfolio management services
The homepage also says the broker offers access to more than 1,000,000 financial instruments and serves clients from 25 countries.
Rates We Could Verify
Mind Money publishes two visible rate structures on the homepage:
- Smart: $1 per contract + $0.01 per stock; Europe €1 per contract + €0.01 per stock
- Expert: 1% of transaction amount, but not less than $1 in America and Asia, and not less than €1 in Europe
That is useful because it gives real, official pricing context. What the site does not clearly publish on the pages we verified is a simple minimum account deposit or a named spread-based forex pricing schedule.
Platform and Funding Transparency
We could not clearly verify from the fetched official pages:
- the formal trading platform name
- public deposit methods
- a general minimum account funding amount
The homepage describes Mind Money as a fully regulated European platform, but the exact software branding was not clearly stated on the pages reviewed.
Customer Support
Official sources publish:
- Phone: +357 25 755 337
- Fax: +357 25 755 336
- Email: info@mind-money.eu
- Published office hours on homepage contact block: 9:00-20:00
That is enough for direct pre-account due diligence.
Verdict
Mind Money looks much more credible after verification than the scaffold suggested. The official site and legal PDF give a clear legal entity, a real incorporation date, a real address, a CySEC licence number, and a product set focused on securities and IPO-style investing rather than generic CFD marketing.
The downside is that some classic broker-comparison fields remain thin. Platform naming, funding methods, and minimum deposit were not clearly published on the official pages we reviewed, so this is better treated as an investment-services broker with partial public transparency rather than as a fully standardised retail broker listing.
Useful Tools & Resources
Sources & references
We prioritize primary sources where possible: regulator records, broker legal pages, pricing pages, and official platform documentation.
Official Mind Money sources
- Mind Money homepagehttps://www.mind-money.eu/
Used for product range, rates, legal-entity history, and public contact details.
- Mind Money terms of usehttps://documents.mindmoney.eu/Terms+of+use.pdf
Used for legal entity, registered address, CySEC licence, and support contacts.
Alternative and compare routes for Mind Money
This review now exposes both switch paths: the dedicated alternatives page plus a live compare route for Mind Money.
Mind Money
Our Mind Money review covers the firm's CySEC status, legal entity, product lineup, published rate structure, and the gaps that remain on official pages.
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Score Breakdown
Risk layer
Risk & regulation snapshot for Mind Money
Regulation
Third-partyCySEC
Leverage / exposure
Broker-statedNot publicly disclosed
Trust read
VerifiedTier 1 trust profile
Regulation status
Third-partyCySEC gives this broker a cleaner top-tier regulation read than the average CFD brand.
Entity nuance
Third-partyMind Money should be treated as a multi-entity broker until the exact onboarding entity is confirmed.
Investor protection
UnknownTop-tier regulation helps on paper, but the canonical dataset still does not lock the exact compensation scheme or client-money safeguards for every onboarding entity.
Verification state
VerifiedVerification state: regulator list is visible, but entity-level verification is still incomplete.
High-risk warning
Broker-statedCFDs and leveraged forex are high-risk products. Regulation reduces counterparty risk; it does not stop trading losses.